Eight national associations join forces to support European businesses and promote a proportionate regulatory framework.
EUFactoring Association has been established in Brussels as the representative body for the factoring and commercial finance industry at European Union level and before European institutions.
EUFactoring brings together national associations of the factoring and commercial finance industry active across the European Union and serves as the representative association, at EU level, of a sector that provides essential working capital and risk management solutions to businesses across Europe, particularly SMEs. EUFactoring’s mission is to promote a well-functioning regulatory environment that supports the provision of receivables finance, factoring, supply chain finance and related commercial finance solutions to European businesses. It will also contribute to a better understanding of the role these instruments play in supporting liquidity, corporate resilience, investment and domestic and cross-border trade.
The founding members are eight EU-national associations from Austria, France, Germany, Greece, Italy, the Netherlands, Portugal and Spain that represent almost 80% of the total EU market, as of end 2025, but other national associations have already expressed keen interest in joining in the near future. These founding members are former members of the EU Federation for the Factoring and Commercial Finance Industry (EUF) which was dissolved in June 2026 and from which EUFactoring now has taken over a certain number of tasks and goals.
Its current priorities include advocating against bans on assignments which hinder especially SMEs from using factoring, calling for adequate capital requirement rules reflecting the low-risk profile of factoring and promoting risk adequate and proportionate regulation in money laundering and terrorist financing prevention area. Over the last months, EUFactoring has already issued statements in response to various public consultations on these matters.
Factoring and commercial finance constitute a significant source of working capital financing for European companies, particularly SMEs. In Germany, Italy and the Netherlands alone, more than 150.000 businesses are factoring clients. By converting trade receivables into immediate liquidity, factoring and similar forms of receivables finance strengthen corporate resilience, support domestic and cross-border trade, improve payment discipline and facilitate investment throughout the European economy. In the first half year of 2026, the 151 factoring companies who are members of the 8 EU-national associations represented in EUFactoring generated a total factoring turnover of over 867 billion Euro, which corresponds to nearly 10% of the EU’s GDP for the same period. This clearly shows the relevance of factoring as a reliable form of financing for businesses.
"EUFactoring gives the European factoring and receivables finance industry a focused and coordinated voice. Our objective is to work constructively with European institutions and stakeholders to ensure that regulation recognises the specific features of our industry and its contribution to the financing of European businesses. We look forward to welcoming new national associations and international partners into EUFactoring and to building together an even stronger, more representative and forward-looking platform for the sector across Europe," said Fausto Galmarini, Chair of EUFactoring.
About EUFactoring Association
EUFactoring Association is a Brussels-based non-profit association representing national factoring and commercial finance associations across the European Union. It promotes an appropriate regulatory environment and greater understanding of factoring, receivables finance, supply chain finance and related commercial finance solutions.